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NOWPayments

NOWPayments Review

Is It the Right Payment Solution for Your iGaming Business?

Adequate

Crypto GatewayVerified
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By the Editorial Team ·

With 350+ cryptocurrencies at 0.5 to 1% per transaction, NOWPayments handles what fiat-only PSPs cannot: getting crypto deposits live in minutes, not weeks. API and plugin-based integration, NuxGame platform connector. Instant settlement, zero chargebacks. Betfinal, Chipstars and BazedBet process crypto through it. Pure crypto play, not a hybrid.

4.4/5 Trustpilot (854)
Founded Amsterdam, Netherlands350+ Payment MethodsInstant (crypto) / T+1-3 Settlement
Crypto CasinosHybrid OperatorsQuick IntegrationFiat-Only Operators
#350+ Cryptos#Instant Settlement#0.5% Fees#Easy API#Mass Payouts#Zero Chargebacks

Quick Info

Type
Crypto Gateway
Founded
2019
HQ
Amsterdam, Netherlands
Pricing
% per transaction
APMs
350+
Settlement
Instant (crypto) / T+1-3
6.2
Adequate

iGaming Score

iGaming Fit
4.0
Geographic Coverage
5.0
Security & Compliance
7.0
Fees & Pricing
9.5
Tech & Integration
8.5
User Trust
8.8
Visit NOWPayments

Our iGaming Score: 6.2/10

Weighted scoring across five criteria

CriterionWeightScoreRating
iGaming Fit

NuxGame platform connector, Betfinal and Chipstars as clients, active iGaming focus with casino-specific features

30%4.0Weak
Geographic Coverage

Global by default since crypto is borderless, but zero local fiat methods in any market

22%5.0Adequate
Security & Compliance

AML flagging via ChangeNOW algorithms, pursuing MiCA compliance, optional KYC with tiered verification

20%7.0Strong
Fees & Pricing

0.5-1% deposits, zero rolling reserve on crypto, 0.5-1% FX on fiat conversion

16%9.5Best-in-class
Tech & Integration

Single API plus plugins, integration in minutes not weeks, full sandbox, NuxGame connector

12%8.5Strong
User Trust

4.4/5 Trustpilot from 850+ reviews, higher than AstroPay (4.3) but from a much smaller sample

0%8.8Strong
Overall100%6.2Adequate

We score each provider on 5 weighted criteria using a 1 to 10 scale. iGaming Fit carries the most weight at 30% because that is what matters most for gambling operators. Geographic Coverage gets 22%. Security & Compliance gets 20%. Fees & Pricing gets 16%. Tech & Integration gets 12%. The final score is a weighted average of those 5. Trustpilot is shown for context but carries no weight, since player reviews of casinos are not a read on B2B acquiring quality.

Score Explanation

Fees and Tech pull the numbers up. At 0.5 to 1% with zero rolling reserve, NOWPayments is the cheapest processor we track. CoinsPaid charges 0.8%, CoinGate around 1%, BitPay 1-2%. Plugin-based integration and a minutes-to-live timeline push Tech scores up. User Trust edges AstroPay at 4.4/5 vs 4.3, though from 850+ reviews versus 9,591. iGaming Fit sits lower because the platform serves crypto broadly, not gambling exclusively. Geographic Coverage lands at 6.0: crypto works globally but there are no local fiat methods in any market.

Who Is NOWPayments Best For?

Weighted scoring across five criteria

Recommended For

  • Crypto-native casinos. Crypto casinos where Bitcoin, Ethereum and altcoin deposits make up the majority of player transactions. NOWPayments supports 350+ coins at 0.5 to 1%. CoinsPaid covers only 20+, CoinGate 70+. If your players want to deposit Dogecoin or Solana, not just Bitcoin, the coin coverage matters.
  • Quick MVP launch. Operators launching a crypto product fast. Integration takes minutes through the API or plugins, not the 1 to 2 weeks CoinsPaid requires. No minimum volume, no lock-in contract, no setup fee. You can test crypto deposits on staging today and go live tomorrow.
  • High-volume mass payouts. Platforms running regular crypto payouts to players or affiliates. Mass payout capabilities handle instant batch transactions with no stated daily limit. CoinPayments and CoinGate offer mass payouts too, but NOWPayments processes them instantly rather than in daily batches.
  • Multi-chain token coverage. Hybrid casinos adding crypto alongside existing fiat processing. The auto-conversion feature accepts crypto from players and settles in EUR or USD to your bank account. You get the deposit conversion benefit of crypto without holding volatile assets on your balance sheet.

Not Recommended For

  • Fiat-only operators. Operators where 90%+ of deposits come through cards and bank transfers. NOWPayments processes crypto only. For fiat, you still need Nuvei, Trustly or Paysafe. Adding NOWPayments to a fiat-heavy site typically captures 5 to 15% of deposits at best.
  • UKGC-licensed businesses. UKGC-licensed operators with strict compliance requirements. NOWPayments is pursuing MiCA compliance and works with Curacao-licensed operators, but it does not appear on any UKGC-approved supplier lists. BitPay holds US MSB and has stronger regulated-market credentials if UK compliance is non-negotiable.
  • Operators needing smart routing. Projects requiring intelligent transaction routing across multiple providers. NOWPayments has basic routing only. For cascading, failover and provider-level routing logic, you need Corefy or Primer with NOWPayments plugged in as one method among many.
  • Full compliance stack requirements. Operators needing full KYC automation and AI-driven fraud prevention. NOWPayments runs semi-automatic AML flagging with optional KYC. CoinsPaid has a stronger compliance focus in the EU. Nuvei has full AI-driven fraud detection if that is a regulatory requirement for your license.

Geographic Coverage

Per-market verdict, regions, and market focus

NOWPayments is an alternative rail (crypto or orchestration), not scored market by market for local-method access. The overall score above still reflects its iGaming capability.

Regions

  • Global (crypto)

Coverage Analysis

Crypto is borderless by design, so coverage maps to anywhere players can send a blockchain transaction. No country restrictions at the protocol level. In practice, NOWPayments blocks sanctioned jurisdictions and complies with EU AML rules. CoinGate covers similar territory but with 70 coins versus 350+. Where NOWPayments falls short: zero local fiat payment methods. A Brazilian player who wants to deposit via PIX still needs AstroPay or PayRetailers for that.

Licensed Jurisdictions

  • Curacao
  • MGA
  • Anjouan
  • MiCA-pending

Key Features for iGaming Operators

Products, payment methods, and verticals

Key Products

Crypto Gateway, Fiat on-ramp, Mass Payouts, Auto-conversion

Four products. The Crypto Gateway is the core: accept 350+ coins through API or plugins, auto-convert to fiat or hold crypto. Fiat On-Ramp (via Guardarian partnership) lets players buy crypto with cards before depositing, removing the barrier for first-time crypto users. Mass Payouts send crypto to thousands of wallets in one batch with no stated daily limit. Auto-Conversion handles real-time exchange from volatile coins to stablecoins or fiat at 0.5 to 1% markup.

Payment Methods

350+ cryptocurrencies. Bitcoin and Ethereum handle the bulk of volume, but the long tail matters for crypto casinos. Solana, Polygon, Dogecoin, Shiba Inu, dozens of stablecoins including USDT and USDC on multiple chains. CoinsPaid supports 20+. CoinGate supports 70+. CoinPayments covers 175+. NOWPayments has the widest coin coverage of any crypto gateway we track. Auto-conversion settles everything in EUR or USD, so operators never touch volatile assets unless they choose to.

Verticals

Crypto and iGaming split the majority of the business. NOWPayments has a NuxGame platform connector and case studies with Betfinal, Chipstars and BazedBet. But it also serves Forex and general eCommerce. Not a pure gambling specialist like CoinsPaid. More of a crypto infrastructure provider that happens to serve iGaming operators well.

  • Crypto
  • iGaming
  • Forex
Methods
350+
Crypto
Full
Currencies
350+ crypto, EUR, USD, GBP
iGaming
2
FeatureStatusDetails
Deposit ProcessingAvailable350+ payment methods, Instant
Withdrawal / PayoutAvailableInstant crypto
Instant WithdrawalsAvailableInstant crypto
KYC / AML Built-inAvailableSemi-auto (optional KYC)
Chargeback ProtectionAvailable0% (crypto)
Multi-CurrencyAvailable350+ crypto, EUR, USD, GBP
API IntegrationAvailableSingle API + plugins
Local Payment MethodsAvailable350+ methods across multiple categories
iGaming SpecializationNot available350+ crypto + auto-conversion + mass payouts
Geographic CoverageAvailable170 countries across Global (crypto)

Pre-Built iGaming Integrations

  • NuxGame
  • plugins

Pricing & Fee Structure

Fee structure and pricing model

Pricing & Fee Structure

% per transaction pricing model

% per transaction
Deposit Fee

0.5-1% (crypto)

Withdrawal Fee

1% conversion

Settlement

Instant (crypto) / T+1-3

Methods

350+

Rolling Reserve

0-2% for crypto

FX Markup

0.5-1% conversion

Setup / Monthly

0 / none

Integration Fee

$0

Revenue Share

No

Pricing Details

0.5% for same-currency transactions, 1% for cross-currency conversions (0.5% service fee + 0.5% exchange fee). Volume discounts available: 0.45% above 50 BTC/month, 0.4% above 100 BTC/month. Zero setup fee, zero monthly fee, no minimum volume requirement. NOWPayments is non-custodial, so rolling reserve does not apply in the traditional sense. FX markup of 0.5 to 1% kicks in when you convert crypto to EUR or USD through auto-conversion. CoinsPaid charges 0.5-1.5% depending on volume. CoinGate charges 1% base. BitPay charges 1-2% plus $0.25 per transaction. CoinPayments takes 0.75 to 1.5%. Total cost for an operator running $200k monthly in Bitcoin deposits with fiat settlement: roughly $2,000 to $4,000 including conversion. Nuvei would cost $3,000 to $7,000 on the same volume for card processing. Current pricing, May 2026.

Speed & Settlement

Transaction processing and settlement timelines

Deposit

Instant

Player-initiated
Withdrawal

Instant crypto

Operator payout
Settlement

Instant (crypto) / T+1-3

To operator account
Currencies

Crypto + fiat (EUR, USD)

Settlement options
Refund ProcessingInstant for crypto

Deposits confirm on-chain, typically under 10 minutes for Bitcoin, seconds for Solana and stablecoins on faster networks. Withdrawals to player wallets are instant. Settlement to your operator account: instant for crypto, T+1 to T+3 when converting to fiat. CoinsPaid and CoinPayments also settle crypto instantly. BitPay settles fiat at T+1, the fastest fiat conversion among crypto gateways. For context on fiat alternatives: Brite does T+0, Trustly T+1, Nuvei T+2 to T+7. Refunds process instantly for crypto since there is no bank intermediary. Updated May 2026.

Integration & Tech

Developer experience and technical capabilities

API Type
Single API + plugins
Onboarding
1-3 days
Sandbox
Yes - full sandbox
Mobile SDK
Yes (plugins + SDK)
White-Label
No
Docs Quality
Good

Integration Time

Minutes

Pre-Built iGaming Integrations

  • NuxGame
  • plugins
View API Documentation

Integration Assessment

Single REST API with webhooks. E-commerce plugins for WooCommerce, Shopify, Magento, PrestaShop and others. NuxGame iGaming platform connector. Full sandbox for testing. Documentation rated Good with clear endpoints and code samples. Integration time: minutes for plugin installs, hours for direct API. Fastest onboarding of any crypto gateway we cover. Mobile SDK available. Updated May 2026.

Risk & Compliance

Licensing, fraud prevention, and regulatory compliance

Supported Gambling Licenses

  • Curacao
  • MGA
  • Anjouan
  • MiCA-pending
KYC/AML Automation
Available. Semi-auto (optional KYC)
Chargeback Protection
Available. 0% (crypto)
Licenses
AML, MiCA-pending
Fraud Prevention
AML flagging, optional KYC
Responsible Gaming
No
Tokenization
Yes + wallet vault
Dispute Resolution
Self-service + support

Compliance Context

AML flagging monitors transactions through ChangeNOW algorithms. Pursuing MiCA compliance ahead of the EU regulatory wave through 2026. Works with operators licensed under Curacao and other crypto-friendly frameworks. KYC is optional and tiered: operators choose how strict to set verification. Chargeback liability is 0% because crypto transactions are irreversible by design. CoinsPaid offers the same zero chargeback but adds stronger EU compliance through Estonian licensing. BitPay is strongest on regulated-market compliance with US MSB status. NOWPayments sits in the middle: workable for Curacao, insufficient for UKGC.

About NOWPayments: Company Background

Company and product information

Company Name
NOWPayments
Headquarters
Amsterdam, Netherlands
Founded
2019
Employees
11-50 (Crunchbase). Distributed team. Small compared to CoinsPaid (200+) or Nuvei (2,700+).
Company Type
Private
Product Type
Crypto Gateway
Licenses
AML, MiCA-pending
Key Products
Crypto Gateway, Fiat on-ramp, Mass Payouts, Auto-conversion
Supported Verticals
Crypto, iGaming, Forex
Integration Type
Single API + plugins
Settlement Speed
Instant (crypto) / T+1-3
Onboarding Speed
1-3 days
Notable Clients
Betfinal, Chipstars, BazedBet, TonPoker, Champions Casino

Company History

Launched in 2019 by the team behind ChangeNOW. Registered in Saint Vincent and the Grenadines with operations in Amsterdam, Netherlands. The gap it filled: most crypto payment gateways at the time supported Bitcoin and maybe Ethereum, charged 1%+ and took days to integrate. NOWPayments went wide on coin support from day one, betting that the altcoin market would grow faster than anyone expected.

That bet paid off. By 2022 the platform hit 200+ supported coins and started building iGaming partnerships. NuxGame integrated NOWPayments as a payment option for its casino clients. Forbes Advisor (not the editorial arm) ranked it the #1 crypto payment gateway in 2025, largely on coin coverage and the 0.5% fee floor.

Today: a distributed team of 11-50 (Crunchbase estimate), still privately held. Over 350 cryptocurrencies supported. Betfinal, Chipstars and BazedBet process crypto deposits through the platform. The team runs 24/7 crypto-specific support, which matters when a player's Solana transaction gets stuck at 3 AM on a Saturday. Active pursuit of MiCA compliance positions them for the EU regulatory changes rolling out through 2026.

What Users Say About NOWPayments

Our analysis of 854 reviews from Trustpilot and industry sources

4.4out of 5854 reviews
5 stars61572%
1 stars13716%

Remaining 12% are 2-4 star reviews. Trustpilot does not publish a programmatic breakdown for intermediate ratings, so we report only the verified 5★ and 1★ shares.

Review Analysis

4.4/5 from 850+ Trustpilot reviews. Edges AstroPay's 4.3 score, though AstroPay's comes from 9,591 reviews. CoinGate sits at 3.5/5 from 1,702. CoinPayments at 3.7/5 from 1,088. BitPay is at 1.2/5 from 291, one of the worst scores of any payment provider. CoinsPaid has only 29 reviews, too small to draw conclusions. Positive NOWPayments reviews mention fast payouts, responsive support and easy integration. Complaints cluster around occasional conversion delays during high network congestion and the learning curve for operators new to crypto payment flows.

Context for Operators

Mostly merchant reviews, not player reviews. An operator rating NOWPayments 5 stars for easy integration signals that your dev team will have a smooth experience. The conversion delay complaints correlate with blockchain congestion events, not NOWPayments processing speed. When Ethereum gas spikes, everything on that chain slows down regardless of provider. The 16% one-star rate is notable but the company actively addresses complaints. BitPay's 1.2/5 rating should concern any operator considering that alternative.

Notable Clients

Betfinal, Chipstars, BazedBet, TonPoker, Champions Casino

Betfinal is the most prominent case study: a global sportsbook and casino that switched to NOWPayments for stability and fast deposits. Chipstars and BazedBet are crypto-focused gambling platforms processing deposits through the gateway. TonPoker runs on the TON blockchain with NOWPayments handling crypto payments. Jetton, Zengaming and Champions Casino are also listed as iGaming partners. NuxGame, an iGaming software provider, integrated NOWPayments as a payment option for its platform clients. The real operator count likely runs higher than the published names since any merchant can integrate via the standard API.

Operational Details

Business terms, contracts, and support

Dedicated Account Manager
Yes 24/7 crypto-support
Minimum Monthly Volume
No minimum
Contract Lock-In
No lock-in
Migration Support
Yes
Min/Max Transaction
$1 - unlimited
Mass Payouts
instant + batch, No published limit
Biometric / One-Click
Yes
Reporting
Daily CSV + basic dashboard

Crypto-first, very fast integration

Frequently Asked Questions

9 questions about NOWPayments

Our Verdict: Should You Use NOWPayments?

Final assessment for iGaming operators

Adequate

Overall iGaming Score

Summary

350+ coins, 0.5% fees, instant settlement and zero chargebacks. NOWPayments is the widest and cheapest crypto gateway we track. The overall score reflects a structural gap: no fiat processing at all. For crypto-specific deposits it outperforms every competitor on coverage and price. Small team (11-50 people per Crunchbase) but responsive support. Build your fiat stack separately.

Strongest Point

Coin coverage. 350+ cryptocurrencies under one integration is not something competitors come close to. CoinsPaid has 20+, CoinGate 70+, BitPay 100+. For crypto casinos where players deposit in dozens of different tokens, this breadth means fewer bounced deposits and zero situations where a player's preferred coin is unsupported.

Key Limitation

No fiat processing. Cards, bank transfers, open banking, e-wallets: everything traditional requires a separate provider. Nuvei handles fiat and some crypto under one roof. If more than half your deposits are fiat, NOWPayments becomes a supplement, not a foundation. Budget for dual provider management and separate reconciliation workflows.

Recommendation

Add NOWPayments if crypto deposits account for 20% or more of your payment mix, or if you are launching a crypto-first casino. The 0.5% fee floor and simple API make it a fast path to live crypto deposits. Skip it if your player base is 90%+ fiat. For regulated UK operators, evaluate BitPay instead. For pure iGaming compliance focus in the EU, look at CoinsPaid. Updated May 2026.

Pros

  • Widest cryptocurrency coverage of any payment gateway we track. 350+ coins versus CoinsPaid at 20+, CoinGate at 70+, BitPay at 100+, CoinPayments at 175+. Players depositing in Solana, Polygon, Dogecoin or niche tokens do not bounce off your deposit page looking for an exchange.
  • Cheapest processing fees in the crypto gateway category. 0.5% floor on same-currency transactions, versus 0.5-1.5% at CoinsPaid and 1% at CoinGate. Volume discounts drop it to 0.4% above 100 BTC/month. On $200k monthly volume, the savings add up to $600 to $1,000 every month versus alternatives.
  • NuxGame iGaming platform connector plus e-commerce plugins for WooCommerce, Shopify, Magento and PrestaShop. Direct API integration for any custom platform. For iGaming operators on NuxGame, adding NOWPayments is a configuration step. For others, the REST API makes custom integration straightforward.
  • Zero chargeback liability on all crypto transactions. Blockchain payments are irreversible. No disputes, no reserve holdbacks, no fraud-related clawbacks. Fiat processors like Nuvei still expose operators to merchant chargebacks even with protection tools running.
  • Fastest integration timeline of any crypto gateway. Plugin installs take minutes. Direct API integration is measured in hours. CoinsPaid takes 1 to 2 weeks, BitPay takes a week, CoinGate 1 to 2 days. Full sandbox available, no minimum volume to start. Non-custodial model means funds go straight to your wallet.
  • Mass payouts in instant batches with no stated daily limit. Affiliate payments, player withdrawals, operational transfers all go out in one call. CoinPayments and CoinGate offer mass payouts too, but NOWPayments processes them instantly rather than queuing them into daily batches. Auto-conversion available for payouts too.

Cons

  • Crypto only. No card processing, no bank transfers, no e-wallets, no open banking. Every fiat deposit on your site still needs a separate provider. Nuvei handles 700+ methods including some crypto. Paysafe covers cards plus Skrill and Neteller wallets. NOWPayments covers one payment category, even if it covers it more deeply than anyone else.
  • iGaming Fit scores lower than CoinsPaid despite having confirmed casino clients. NOWPayments serves Crypto, iGaming and Forex rather than positioning iGaming as its primary market. CoinsPaid brands itself as built specifically for gambling operators and has a SoftSwiss integration that NOWPayments lacks.
  • Optional KYC is flexible but risky in strict jurisdictions. Curacao operators can use the tiered verification. UKGC-licensed operators cannot. If your regulatory framework tightens, you may need third-party KYC tools that NOWPayments does not provide natively. CoinsPaid has stronger built-in compliance for EU markets through Estonian licensing.
  • Reporting is basic. Daily CSV exports and a simple dashboard. No real-time analytics, no advanced reconciliation automation. Nuvei and Worldpay offer full reporting suites with customizable dashboards. High-volume operators processing across dozens of coins will find reconciliation becomes manual work.
  • Small company risk. Estimated 11-50 employees versus 200+ at CoinsPaid or 2,700+ at Nuvei. If the team hits capacity constraints or key people leave, support and development could slow down. The 850+ Trustpilot reviews at 4.4/5 are solid, but the small team size is worth factoring into long-term provider decisions.

Ready to evaluate NOWPayments for your business?

NOWPayments vs. Alternatives: How It Compares

Similar payment processing solutions

CoinsPaid targets iGaming specifically with stronger EU compliance through Estonian licensing and operator-focused tools, a better fit if European regulation is the primary concern. CoinGate holds a MiCA license and focuses on European regulatory alignment. BitPay has the strongest compliance credentials including US MSB, ideal for regulated markets despite a 1.2/5 Trustpilot score. CoinPayments is one of the oldest crypto gateways with insured funds, though support is ticket-based only. BVNK runs stablecoin processing with zero volatility risk and carries the heaviest regulatory stack of any crypto peer, covering MiCA in the EU and money transmitter licenses across all 50 US states, which is why Mastercard agreed to buy it for up to $1.8 billion in 2026.

When to Choose an Alternative

  • CoinsPaid

    Choose CoinsPaid if EU compliance through Estonian licensing and iGaming-specific operator tools matter more than coin coverage. 20+ coins is enough if your players mainly use Bitcoin and Ethereum.

  • CoinGate

    Choose CoinGate if you need a MiCA-licensed gateway for EU operations. 70+ coins, similar pricing, stronger regulatory positioning in Europe.

  • BitPay

    Choose BitPay if operating under US regulation. MSB license and compliance stack that NOWPayments lacks. Accept the 1.2/5 Trustpilot score and the 1-2% + $0.25 fee as the trade-off.

  • CoinPayments

    Choose CoinPayments if insured crypto funds matter for your risk framework. Older platform with wide coin support, no dedicated account manager but zero setup costs.

  • Inpay

    Pair with Inpay for fiat payouts to player bank accounts in 100+ countries. Instant local rails complement NOWPayments' instant crypto deposits, so operators get one-stop deposit + payout coverage without forcing every player into crypto.

Often Paired With

Providers that complement NOWPayments

  • CoinsPaid

    CoinsPaid

    Crypto Processor
    6.1
    Deposit Fee
    ~0.8%
    Settlement
    Instant (crypto)
    Methods
    20+
    Rating
    4.2/5
  • CoinGate

    CoinGate

    Crypto Gateway
    6.2
    Deposit Fee
    ~1%
    Settlement
    Instant (crypto)
    Methods
    70+
    Rating
    3.5/5
  • BitPay

    BitPay

    Crypto Gateway
    5.9
    Deposit Fee
    1-2% + 25c
    Settlement
    USD T+2 (ACH), EUR T+1 (SEPA)
    Methods
    100+
    Rating
    1.2/5
  • CoinPayments

    CoinPayments

    Crypto Gateway
    6.1
    Deposit Fee
    0.5-1%
    Settlement
    Instant
    Methods
    175+
    Rating
    3.8/5

Related Reading

Operator guides and analysis relevant to evaluating NOWPayments.

End of Report. NOWPayments Provider Assessment Report 2026

Prepared and reviewed by the iGaming Payment Solutions Editorial Team ·

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